We Help With Fire and Total Loss Claims in Toronto
A total loss, whether a residential fire or a commercial building disaster, is a life-altering event. The consequences extend far beyond physical destruction, threatening your family’s security or your company’s survival.
Major Residential Fire: Overcoming "Actual Cash Value" vs. "Replacement Cost" disputes.
Commercial Property Loss: Navigating complex policy exclusions and structural damage assessments.
Business Interruption: Securing compensation for lost revenue and ongoing operational costs.
For an Immediate Response, Complete the Form Below to Arrange a Free Consultation.
Emilio is a trusted property damage lawyer with extensive experience helping homeowners and businesses navigate complex insurance claims after fire, flood, or blast. He represents policyholders at every stage of the claims process: from initial disputes and undervalued assessments to negotiation, litigation, and appeals. Emilio is a skilled advocate who regularly appears before Ontario courts and tribunals.
Tel: 905-695-5200
9100 Jane Street, Building A, Suite 200, Concord, Ontario L4K 0A4
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1938334 Ontario Inc. v Princes Gates Hotel Limited Partnership, 2019 ONSC 2639 (CanLII)
Successfully brought urgent injunction on behalf of tenant that operated Starbucks franchise at Hotel X to stop landlord who wished to terminate the tenancy.
Emilio Bisceglia
Fire & Total Loss Insurance Lawyers for Home & Business. Free Consultation.
We represent policyholders in high-value insurance disputes. From catastrophic house fires to complex commercial property losses, we hold insurers accountable when they deny, delay, or undervalue your claim. Request A Consultation Now.
Specialized Litigation for Major Property Claims in Toronto
At Bisceglia & Associates, we focus exclusively on major property insurance litigation.
Victims of catastrophic disasters are often overwhelmed by documentation and aggressive adjusters. We stand ready to advocate for your rights, whether your insurer has denied your claim, alleged arson or fraud, or stalled the payout process. We secure the full policy benefits you are entitled to.
Liddy v. Mauro, 2020 ONSC 4345 (CanLII)
Defended claim by neighbour who alleged defendant caused damage to her property; Court praised “high quality of representation”
Notable Cases
Can Dec Kitchen Inc. v. 2009377 Ontario Inc., 2019 ONSC 3307 (CanLII)
Successfully defended motion for urgent injunction brought by the tenant; Court dismissed injunction and determined landlord properly terminated the tenancy.
Country Wide Homes v. Cui, 2022 ONSC 3460 (CanLII)
Court granted summary judgment for damages arising from defendant's breach of Agreement of Purchase and Sale.
Do You Have A Property Insurance Claim?
We Will Help You Get The Best Result Possible
Our firm has decades of experience handling property damage claims. We apply our extensive knowledge and tenacity to achieve the best possible outcomes for our clients.
Step 1: Report and Document the Damage
After a fire or blast, contact your insurance provider immediately to report the damage. Be sure to take clear photographs and create a detailed inventory of all damaged or destroyed items. This documentation will be essential for your claim.
Step 2: Consult a Property Damage Lawyer Early
Contact us as soon as possible. While early conversations with your insurer may seem positive, it’s critical not to become complacent. Insurance companies often scrutinize claims for potential fraud or dispute claim values, and many policyholders find themselves pressured to accept inadequate settlement offers.
Bisceglia & Associates in the Media
Immediate Steps After Property Damage In Toronto
Hana Tariq
Hana is an experienced litigator who represents homeowners and businesses in property insurance disputes, including denied or delayed claims after fire, flood, or storm damage. She advocates for clients in court and through alternative dispute resolution, including mediation. Hana is known for her practical, cost-effective approach and for developing strategies that align with her clients’ goals and bottom line.